Personal Finances

We’re here to help you every step of the way. Langbrook Finance offer a number of essential services to help you manage your personal finances.


Retirement Planning

Personal Tax Planning

Bank account structures

Our self-assessment service helps to ensure that your individual tax return is completed on time and ensuring the right amount of tax is paid


If you are self-employed, you’ll need to let HMRC know about your profits, so that you pay the right amount of tax.

We have the in-house expertise to offer our services in the following and other circumstance;

  • Self-employed people including business partners
  • Company Directors
  • Individuals with more complicated tax affairs including those who pay higher rate tax
  • Pensioners with more complex tax affairs
  • People who receive rent or other income from land and property in the UK
  • Trustees and personal representatives
  • Trustees of approved self-administered pension schemes
  • Non-resident company landlords
  • We ensure all tax allowances and deductions are claimed as well as looking at tax saving options which you could save you tax

Everyone hopes to maintain the same standard of living in retirement as they presently enjoy while working, but to achieve this requires considerable forward planning

Retirement planning

Here are some important questions you need to ask yourself:

Exit strategies

If you are in business, the first thing you need to consider is your exit strategy. Will you withdraw from the business, leaving it for the next generation, or will you hope to sell the business? If you intend to hand the business over, do you have a workable succession plan? If you intend to sell, how will you value the business, find a suitable buyer, etc.? Are you aware of all the tax implications of the timing of disposals?

Pension provision

Have you made adequate pension provision, and do you have the right type of pension? Are you aware of all the pension possibilities open to business owners and directors? Are you making full use of all your allowances?

Savings and investments

Do you have the right balance between savings and investments, and between high and low risk exposures?

Life assurance and long-term care

Do you have adequate life assurance, and have you made provision for long-term care and medical insurance for you and your spouse in your later years.

We can help you answer all these questions and recommend solutions tailored to your needs.

When it comes to tax, knowing how best to manage your finances can be a complex task. It’s important that you get it right, not only because of the financial benefits, but because getting it wrong can have serious consequences for you

Personal Tax Planning

We will work closely with you to identify your annual wealth profile in detail, outlining all of your income and capital tax liabilities.

Our highly experienced tax planning team will ensure you understand your position with regards to tax risk and exposure, and we will prepare regular, clear, detailed tax planning reports for you. Most importantly, we will always give you honest advice about better ways to make savings!

Our personal tax planning services include:

  • Wealth profile reviews
  • Annual wealth and income planning reviews
  • Preparation of tax planning reports
  • Updates on available tax saving products and investments
  • Identifying opportunities to use trusts

Plus, advice on:

  • Tailor-made tax planning products
  • How to deal with HMRC, including what you need to disclose
  • All capital taxes and related tax planning opportunities, including Capital Gains Tax, Inheritance Tax and Stamp Duties
  • How to maximise on annual allowances and reliefs
  • Family wealth spreading.

Our tax planning experts will provide you with regular updates about available tax saving as and when any changes in tax legislation happen, so that you can always make smart financial decisions.

Advice on how best to structure your bank accounts

Bank account structures

Clients can seek advice on the best way to structure their bank accounts to ensure they maximise any savings and minimise the risk of fraud.

Contact Us

020 8378 5994

Alpha House, 100 Borough High Street, London SE1 1LB

Monday - Friday: 8am-5pm

Saturday - Sunday:  Closed

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